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In the past 11 years I have met many people who found themselves or their businesses in financial difficulty. Finding solutions to these problems is what I enjoy doing. As a former employee of the Canada Revenue Agency (“Revenue Canada”), I can offer unique insights on tax related debt. Having lived and worked in both rural and urban settings, I understand issues that are particular to each. My family and I call Kitchener home, where I continue to serve our area’s residents as Trustee. If you have concerns about money
and need
help |
I was born in Portugal and migrated to Woodstock where I have lived for 18 years. I enjoy basketball, volleyball and lacrosse. I have five years experience helping people with their financial problems and getting a fresh financial start. I am also currently enrolled in the Insolvency Administrator Program. I am fluent in Portuguese and I welcome the opportunity to meet with you in Waterloo to help find a solution to your financial difficulties. Please call me for a FREE CONSULTATION. |
The cost of an Ontario bankruptcy is set by the Government. PricewaterhouseCoopers has payment terms available. |
We are available to assist you in identifying your options and forming a plan to get you a fresh financial start. Our Waterloo Bankruptcy trustees have many ways to assist people with their financial problems. These include:
Consumer proposals;
Budgeting;
Debt Counselling;
Third party settlements with creditors; and
Refinancing.
Important information for your protection from our Waterloo bankruptcy trustees:Although you need a bankruptcy trustee to go bankrupt, bankruptcy is not the only thing bankruptcy trustees can help you with. Our Waterloo bankruptcy trustees are highly trained professionals who will give you the best advice they can even if it means you do not use our services. Our Waterloo bankruptcy trustees are licensed and regulated by the Federal Government and subject to stringent codes of ethics. Waterloo bankruptcy trustees are the only debt professionals, in Waterloo, who can provide a full range of financial solutions. Furthermore, Waterloo bankruptcy trustees are the only debt professionals, in Waterloo, who can guarantee that you will get protection from your creditors. |
The experienced Debt Counsellors and Waterloo bankruptcy trustees at PricewaterhouseCoopers help people manage and resolve severe financial problems. We understand how stressful this situation can be and know how to help. Our goal is to guide people through a very difficult time and help them move towards a brighter, more financially secure future.
All PwC Waterloo bankruptcy trustees are members of provincial and national professional associations. We honour and respect the Codes of Ethics of these associations and The Superintendent of Bankruptcy.
Overview:
Information:
Ask a bankruptcy trustee;
(It's confidential).
Ontario Bankruptcy Exemptions
(Assets you keep in a bankruptcy or proposal);
Personal Proposals
(Avoiding bankruptcy);
Debt that is erased in a bankruptcy or a proposal;
Credit Bureaus and Collection Agencies;
After Bankruptcy:
Credit after bankruptcy or a proposal;
Budgeting Spreadsheet.
Free Excel Spreadsheet for personal budgeting.
Other links:
